Did you know that
approximately 65% of homeowners insurance claims are related to weather damage,
with roof damage being one of the most common issues? If you're a homeowner
with an older house, particularly one with a roof approaching or exceeding 20
years, you might wonder, "will insurance cover a 20-year-old roof?"
Unfortunately, the answer is often no, and here's why.
The
Aging Roof Dilemma
The aging roof dilemma is something that
many homeowners grapple with as they weigh the costs and benefits of repairing
versus replacing their deteriorating roofs. Many homeowners in Dallas and
across North Texas are in a predicament when their houses are due for a roof
replacement or require extensive maintenance. While some insurance companies might
consider covering an older roof, most are hesitant to do it.
4
Reasons Insurance Won't Cover a 20-year-old Roof
A 20-year-old roof may not be eligible
for insurance coverage, or your insurance company may only offer what's known as the actual cash value
for it. Here's why:
Solutions
for Homeowners
If you're facing this issue, consider
these options:
●
Roof Replacement: While costly upfront, a new
roof can ensure coverage and potentially lower your premiums.
●
Regular Inspections: Annual professional
inspections can help maintain your roof and provide insurers with
documentation.
●
Explore Different Policies: Some insurers
offer specialized policies for older homes and roofs.
New
View Roofing: Your Partner in Roof Care
At New View Roofing, we understand the
challenges Dallas homeowners face with aging roofs. As a veteran-owned company
serving the North Dallas-Fort Worth area, we bring over 25 years of experience
to every project. Whether you need a total roof replacement to ensure insurance
coverage or regular maintenance to extend your roof's life, we're here to help.
When you work with us, we offer:
●
Free Roof Inspections: We'll assess your
roof's condition and provide detailed reports for your insurance company.
●
Expert Advice: Our team can guide you through
the insurance claim process and help you understand your options.
●
Quality Replacements: If needed, we'll replace
your roof with high-quality materials, ensuring long-lasting protection for
your home.
Don't let insurance concerns leave you
unprotected. Contact New View Roofing today for a free consultation. Let our
experienced team help you navigate the complexities of roof insurance and
maintenance, ensuring your home stays protected for years to come.
The Wall